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How much is the referral fee on a $500,000 home sale?

On a $500,000 home sale in the Realtor Referral Hub, the referral split is calculated on the receiving agent's commission, not on the sale price. In a worked example where the receiving side earns a 3% commission of $15,000: $3,750 (25%) goes to the agent who sent the client, $750 (5%) is the network's finder's fee with no cap, and the receiving agent keeps $10,500 (70%). If nothing closes, nothing is owed by anyone.

The math, step by step

1
Start with the commission, not the price.
At an illustrative 3% commission rate, the receiving side on a $500,000 sale earns $15,000. Commission rates vary — the split percentages below are the fixed part.
2
25% to the sender: $3,750.
The standard referral fee, settled between brokerages at closing.
3
5% to the network: $750. The receiver keeps $10,500.
The finder's fee has no cap, so it is 5% at every price point. The homeowner pays neither fee — both move inside the commission.

The same split at $300,000

At the same illustrative 3% rate, the receiving side on a $300,000 sale earns $9,000: $2,250 (25%) to the sending agent, $450 (5%) as the finder's fee, and $6,300 (70%) kept by the receiving agent. One rule covers every price: 25% + 5%, no cap, and only at a closing. A realtor whose Premium coverage is current owes no 5% on referrals routed to them while it is current.

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